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HAVE YOU FALLEN BEHIND ON YOUR PAYMENTS?
DO YOU FIND YOURSELF UNDERWATER?
CONTACT US TODAY...WE MAY BE ABLE TO HELP!
CLICK HERE TO READ A RECENT
ARTICLE ON STRATEGIC DEFAULT TREND
Regardless of your circumstances,
there are numerous solutions available.
Contact me for a FREE CONFIDENTIAL consultation.
HAFA allows for $3,000 at closing
to the Seller. Want to know if
you qualify?
Consult A Short Sale Specialist Before Listing Your Property With Just Any Realtor
WHAT IS A SHORT SALE?
Short Sales in Miami are very prominent in today's housing crisis. A Short Sale occurs when the proceeds of a real estate sale fall short of the balance owed on the property. In a Short Sale, the bank or mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor. This negotiation is all done by a Specialist through communication with a bank's Loss mitigation department. A Short Sale Specialist can help you through this process.
Currently, if you are an owner occupant of a property, the tax code allows you to avoid paying taxes on the Short Sale shortfall. This can be a huge savings for owner occupants who decide to sell their home as a Short Sale.
The Short Sale option will have much less negative effect on your credit than a foreclosure would, so a Short Sale may be the best course of action for you if you've fallen behind on your mortgage payments.
But don't wait too long, since foreclosure proceedings will begin once you miss 3 or 4 regularly scheduled payments.
Home owners in this situation should contact an experienced Short Sale Specialist to list and market their home, and handle the entire sale and short sale process for them.
SHORT SALE LINKS FOR YOUR REFERENCE
WIKIPEDIA: Short Sale
BusinessWeek: The New Exit Strategy: The Short Sale
CBS News: How A Short Sale Specialist Can Help With A Short Sale
Mortgage Assistance Relief Services Disclosure
Real Estate TeamMates is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage you may lose your home and damage your credit rating.
Real Estate TeamMates assumes no responsibility nor guarantees the accuracy of this information and is not engaged in the practice of law nor gives legal advice. It is strongly recommended that you seek appropriate professional counsel regarding your rights as a homeowner. |
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